A Brief Review of the Chevrolet HHR Panel LT
Posted on March 24, 2009, under Car Reviews.
Chevrolet has been known to produce classy cars. Ever since it came into the market, at a time when big players were already churning out masterpieces, the brand has managed to hold onto its own and also in the process has won a lot of fans. The fan following of brand Chevrolet has been such that it has sold a lot of cars all over the world and has done some reasonable business in Australia as well. People have bought Chevrolet cars through a car loan and have comprehensively applied for car credit, car finance and car loans to buy the units. (more…)
What to do when you can’t make your car payment?
Posted on February 25, 2009, under Car Financing.
Maybe your personal finances have just taken a nosedive, or maybe you’re apprehensive that they soon could. Whatever the reason — layoff, stock market, business losses — you now find yourself saddled with a monthly car payment you can’t afford. Your sweet ride is fast becoming a quicksand you can’t escape from. What do you do?
First thing to do is to contact your car finance lender. A lender will do whatever they can to keep you as a customer.
Many people don’t realize that it’s far better to work with the lenders than to avoid them. Ask the lender what you owe on the car (the payoff amount) and compare it to the car’s True Market Value. Depending on how many payments you’ve already made on the car, the TMV may be higher than what you owe, in which case you can sell the car to pay off the loan. (more…)
Using the fine print to your advantage
Posted on February 25, 2009, under Car Financing.
The fine print is not going to disappear; you are just going to need to be one step ahead of it. Here’s how.
1. Take the ad with you to the dealership. That way the dealer can’t forget part of it or change part of it.
2. Study advertised rebates and discount financing deals carefully. Get out a magnifying glass and you’ll probably find the words “with approved credit” or “on approved credit.” Some ads simply list “WAC” or “OAC.” (more…)
Car Finance Tips
Posted on February 13, 2009, under Car Financing.
Buying a car in the modern world has about the same significance as a solemn rite of passage amongst ancient people and civilizations. It is a serious, event in one’s life that must be observed with dignity, fortitude and a big, BIG smile! Not convinced? But think about it! Buying your first car, doing sensible things like calculating what you owe to your car finance company, your vehicle finance agent or whosoever held your hand while you were hurtling through the motor vehicle finance superhighway, is a way of telling the world – I have arrived, move out of my way – quickly! (more…)
