Ignore the fine print at your own risk!
Posted on February 20, 2009, under Car Financing.
The devil is in the fine print. Ever notice how all the meat of an advert is generally given just 5 seconds of airtime while the remaining one minute or so, or however long the commercial is supposed to be is filled with glorifying specimens of ad copy, fascinating, dazzling visuals and sounds featuring revved up engines, sleek lines of the car body, pretty girls and the like? This text or fine print is actually the matter of the advert that holds the information you require to cut through the shimmer of an advert and reveal the true sense of the deal or scheme. (more…)
Car Financing Terms Made Easy
Posted on February 18, 2009, under Car Financing.
For this post, I thought we should explore the meanings of terms and phrases used very extensively in the car finance sector. You hear terms such as chattel mortgage, hire purchase, novated leasing, closed-end leasing, installment plan and leasing bandied about with great nonchalance, but do you ever pause for a minute and wonder what any of those terms really mean?
I know that I used to be very confused about certain terminology that would be taken for granted by every auto finance agent I met, while I would be struggling to keep up with the conversation. (more…)
Scary and Nonsensical Car Accessories
Posted on February 17, 2009, under Accessories.
Come on now, we’re not being mean to the fine, upstanding individuals that think up concepts for accessories that help us out or make life just that little bit more entertaining or zany but this is just to put a question mark to all those crazy inventions that keep emerging from the toy stores of major automakers. We love ideas that turn into practical solutions like self-warming seats and high-end multimedia systems built into the car, but what about accessories that have the potential to turn your car into a four-wheeled tech disaster?
Look no further than the new General Motors left hand steering stalk that until the very recent past, had the cruise controls, in a tiny three-switch button affair that also houses the high-beam headlights, windshield wipers and the turning signals. See what I’m getting at? Make one wrong move and your car turns into high-speed cruising garbage truck with an attitude problem. (more…)
MR2 Toyotas masquerade as Ferraris
Posted on February 17, 2009, under Latest News and Trends.
Excitement was roaring; splitting the seams of the show as Top Gear Live kicked into high gear. The show was supposed to bring 3 top-of-the-pile Ferrari 360 spiders to do some nail biting, scram – inducing, wheel gymnastics across the Acer Arena. The auto-crazy spectators being dazzled by the sight of three Ferraris crisscrossing wild turns and wheelies around the Arena didn’t have the slightest clues that the three Spiders dancing around the stadium were not actual, bona-fide black horses painted upon yellow. (more…)
More tips on car loans and financing
Posted on February 16, 2009, under Car Financing.
Last time, I discussed how you can use certain tips and ideas to decide when you need car finance and the kind of car finance that works for your car credit situation. In today’s blog post, I’m going to continue with some of the same. It is very important that you know what your car credit situation is before you venture forth to take up a new car loan.
There’s many car finance companies that are willing to offer you auto loans over the phone or through online resources, making the procedure very simple and uncomplicated for your convenience. Affordable car loans that are offered on great terms and options for your dream machine are easily available these days. (more…)
Are SUVs in Australia headed towards Heartbreak Hotel?
Posted on February 15, 2009, under Latest News and Trends.
Five years ago, if someone told me I’d be writing about how Australians no longer want to put their money on, much less take up a car loan for an SUV, I’d laugh till I died….no really, I would. Now, I’m not so sure. Looking at the state of the auto industry, worldwide and not just in Australia (though the world auto markets seem to be developing a parallel effect upon our auto industry, from car make choices right down to how we are paying for our cars.) (more…)
New cars of 2009: Which one makes the cut?
Posted on February 10, 2009, under Latest News and Trends.
Despite the markets taking a vicious beating at the hands of recession, car makers have not shied away from launching new models with the anticipation that they might be able to induce respectable sales even when behemoths like Jaguar-Land Rover have come out waving the white flag. So let us take a good look at the most anticipated launches of 2009 in Australia, cars which are expected to keep the automotive ship floating. (more…)
Point of sale car dealer finance on the rise
Posted on February 9, 2009, under Car Financing.
Results have shown that the point of sale finance for cars that are new as well as used are on the rise after witnessing a huge slump in the past ten years. Studies conducted across the globe show that the point of sale finance of the dealers had suffered a vicious beating courtesy of a fragile image and incompetent reflection, something which is picking up now. Auto loans and vehicle loans will become more available, a proposition which initially seemed to be in jeopardy. The revelation comes as a pleasant surprise to car lovers as the struggle endured by buyers initially in getting auto loans and vehicle loans become unbearable. A study released some time ago said that the past decade was very upsetting which saw franchised brokers’ latest classified car finance infiltration witness a deep fall of 11 percent from 52 to 41 percent where as the finance incursion for used cars saw a plunge of 23 per cent from 53 to 30 percent. (more…)
