Can I re-apply for car finance if I was declined first time round?

Can I re-apply for car finance if I was declined first time round?

Yes definitely. There is no stopping you from applying again for car finance through Quantum finance. However there is no point applying again if you are in the same situation because you will receive the same result and the last thing you want to do is put another credit enquiry on your credit file because this will become detrimental to your overall credit profile.

Once we get the reason for the decline from the lender we always ask the question. What does this client need to do to get themselves into a situation that will allow for a car finance approval?

Once we get the response, we will then look at coaching you into a situation, which will allow an approval to be granted through one of our lenders. This process might mean a deposit, pay off a default, an extra couple of months in employment etc. The main objective is to get an approval and we are willing to stay with you over the phone and e-mail until you are at the point to re-apply.

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Why choose Quantum?

Quantum finance solutions is a company that “will work for you” from start to finish in order to provide you with the best possible solution. We guarantee the best rates and lowest repayments on the market and you can feel comfortable knowing that you are dealing with an expert in the field of car finance.

What is the best car finance solution for you?

At Quantum Finance Solutions we have a diverse list of car finance products for you to choose from. Whether it is a Hire purchase, Chattel mortgage, Car lease, Novated lease, Secured car loan, Unsecured car loan, Low-doc loan, No –doc loan or Start- up application; we have the right solution for you.

To work out which solution best suits you please either call 1300 974 066 to speak with an experienced car finance consultant or complete a quick enquiry form